Acadia Insurance Services
Workers' Compensation Coverage
Workers' compensation or workers' comp is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence. The coverage is mandated by each state and the wage and medical benefits vary by state.
Health
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits. Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents. Health insurance protects you from unexpected, high medical costs. You pay less for covered in-network health care, even before you meet your deductible.
Life
Whether you're married with kids, have a partner, or other relatives who depend on you financially, having life insurance is very important. Life insurance provides money, or what's known as a death benefit, to your chosen beneficiary after you die. It can help give your loved ones financial security when they need it most. Understanding life insurance can help you plan for your family's long-term financial needs.
Supplemental Insurance
Supplemental health insurance is a plan that covers costs above and beyond what standard health policies will pay. It may provide extra coverage or pay for costs not covered by a traditional health plan, such as coinsurance, copays, and deductibles. It all depends on the type of supplemental health plan you choose. Examples of these supplemental plans include dental, vision, and critical illness.
How Can We Help?
Insurance can be overwhelming, but Acadia Insurance representatives are here to help you understand everything we offer. Let us reach out and take the time to answer any questions you have. Click below to have an Acadia team member contact you or call us at (850)308-1450.